Solutions for Private Credit Firms

Research the borrower. Understand the deal. Monitor the portfolio.

Bring borrower intelligence, facility terms, market comparables, lender relationships, portfolio exposure and credit research into one connected environment.

Fontavis helps private credit teams move from market and borrower discovery through underwriting, monitoring and portfolio analysis — while maintaining a clearer view of the sponsors, lenders, managers and capital surrounding each credit.

Connected intelligence across borrowers, facilities, sponsors, lenders, portfolios and private-credit markets.

Revenue$184M
EBITDA$41M
IndustryLogistics
BorrowerHarborline Distribution Corp.
SponsorCascade Growth Partners
Leverage CovenantWithin Threshold
Interest CoverageApproaching Threshold
Fixed Charge CoverageWithin Threshold

Illustrative — covenant status is descriptive, not predictive.

2027
2028
2029
2030
2031+
From Origination to Portfolio

Connect the credit lifecycle.

Private-credit teams need to understand more than the borrower at origination — how the proposed structure compares with similar credits, who sponsors the company, how much covenant headroom exists, and what changes after the investment is made.

Discover
Research
Underwrite
Compare
Monitor
Manage Exposure

Market Intelligence · Credit Research · Expert Guidance · Portfolio Intelligence

Origination Intelligence

Turn a lending strategy into a research universe.

Search and screen borrowers and credit opportunities using criteria aligned with the firm's mandate.

Borrower Screening

IndustryGeographyRevenueEBITDASponsorLeverageExisting debtMaturity

Deal Screening

Instrument typeFacility sizeSenioritySpreadYieldMaturitySponsorLender

Market Screening

IndustriesBorrower sizesGeographiesCredit strategiesInstrument types

Saved Searches & Watchlists

Target borrowersIndustriesSponsorsPotential opportunitiesMaturing creditsMarket themes
Understand the Business Behind the Debt

Start with the borrower—not just the loan.

Business descriptionIndustryOwnershipPE sponsorRevenue & EBITDAEBITDA marginCash-flow metricsTotal & net debtLeverageInterest coverageLiquidityCapital structureCurrent facilitiesMaturity schedule

Connected Borrower Intelligence

  • Borrower → Sponsor
  • Borrower → Facilities
  • Borrower → Lenders
  • Borrower → Financial Trends
  • Borrower → Comparable Credits
  • Borrower → Relevant Research
Go Inside the Deal

Understand the terms driving economics and risk.

Facility typeOrigination dateCommitment sizeSenioritySecurityCollateralReference rateCredit spreadFloorOIDAmortizationMaturityCovenantsAmendments

See Private Credit Intelligence above for a sample facility profile.

Deal Benchmarking

Know where the proposed credit sits relative to the market.

Comparable intelligence helps teams evaluate whether proposed pricing and structure are consistent with similar credits and current market conditions.

See Private Credit Intelligence above for a sample deal-comparables view.

Underwriting

Bring borrower, deal and market context into one research workflow.

Business Review

Business modelMarket positionHistorical financialsRevenue qualityManagementSponsor

Credit Review

Debt capacityCapital structureLeverageInterest burdenSecurityCovenants

Market Review

Similar borrowersComparable facilitiesRecent pricingRelevant lendersSector conditions

Fontavis supports the research and underwriting process — it does not automatically approve credits, assign definitive credit decisions, replace investment committees or provide automated lending decisions.

Understand the Relationships Around the Credit

Know who stands behind—and alongside—the borrower.

Sponsor Intelligence

Portfolio companiesCurrent credit facilitiesLender relationshipsFinancing historyAcquisition activityAssociated funds

Lender Intelligence

Lender typeCredit strategyIndustry focusPreferred instrumentsHistorical financingsCo-lenders
SponsorCurrent LendersHistorical LendersFacilitiesAssociated Funds
Covenant Monitoring

Keep the protections around the credit visible.

Leverage covenantsInterest coverage covenantsFixed-charge coverageMinimum liquidityTesting frequencyWaiversAmendments

See the Covenants tab of Private Credit Intelligence above for a sample covenant-headroom view.

Maturity Intelligence

See refinancing pressure before the maturity date arrives.

Refinancing Exposure

Near-term maturityHigh leverageMultiple facilities coming dueLimited covenant headroom

Refinancing History

ExtensionsAmend-and-extendRefinancingsRepricingsRestructurings

See the Maturity tab of Private Credit Intelligence above for a sample maturity-wall view, filterable by industry, sponsor, fund and borrower.

Fontavis Monitor™

Move from individual credits to portfolio-wide exposure.

Watchlist

NorthPeak AISeries B closed
Meridian MultifamilyNew listing added

Portfolio Developments

Harborline DistributionPayment received
Tech Ventures Fund IQ3 report published

Market Developments

Private Credit SpreadsTightened 12bps
Multifamily Cap RatesStable in Q3

Research Updates

Sector Deep Dive: AIPublished Sep 10
Market Outlook 2026Published Sep 3
Borrowers Facilities Maturities Managers
Stay Closer to Changing Credit Conditions

Follow developments between portfolio reviews.

Revenue deteriorationEBITDA declineMargin compressionLeverage increaseInterest coverage declineLiquidity pressureDeclining covenant headroomMaturity proximity

Risk Watchlists

Higher-leverage borrowersNear-term maturitiesLow covenant headroomSpecific industriesSpecific sponsors

These signals reflect available research context — they are not predictive. Fontavis does not offer a "default probability," "AI credit score," or "failure prediction" model.

Distressed Credit Intelligence

Follow deterioration through resolution.

Operating Deterioration
Covenant Event
Amendment
Restructuring
Resolution
See Beyond the Portfolio

Understand the lending environment around every deal.

Origination activityCredit spreadsBase ratesAverage leverageMaturity trendsCovenant prevalenceRefinancing activityFundraising

Strategy Intelligence

Direct LendingMiddle MarketUnitrancheMezzanineAsset-Based LendingVenture DebtNAV LendingFund Finance
Keep Credit Research Connected

Bring documents, data and market context together.

Where supported, organize relevant materials and connect them with the borrower, facility, sponsor, fund, manager and lender being researched.

Credit agreementsCompliance certificatesFinancial statementsCredit memorandaCovenant reportsPortfolio reports

Fontavis does not claim automated extraction of covenants, financial statements, loan terms or credit agreements unless that capability genuinely exists.

Understand the Capital Behind Private Credit

Research the investors and fundraising environment surrounding your strategy.

Investor typeGeographyPrivate-credit interestsStrategy preferencesHistorical fund relationshipsKnown investment activity

Fundraising Intelligence

New private-credit fundsFundraising activityFund sizesStrategy trendsManager activityCapital formation
Investors / LPsAllocators, fund relationships
Private Credit FundManager · Strategy
PortfolioUnderlying credit exposure
Borrowers / FacilitiesIndividual credits
Private Credit Research

Understand the forces shaping lending markets.

RatesSpreadsLeverageCovenantsOriginationRefinancingDefaultsDistressFundraisingFund finance
Example questions
  • “How does this facility's spread compare with similar sponsor-backed credits?”
  • “Which lenders are most active in this borrower segment?”
  • “Which borrowers face significant near-term maturities?”
Explore Expert Guidance →
Bring Credit Intelligence Into Your Systems

Use the data beyond the Fontavis interface.

Where supported, Fontavis private-credit intelligence can be incorporated through APIs, data feeds, exports, integrations and custom reports.

Explore Data & Integrations →
Origination workflowsUnderwriting modelsPortfolio systemsRisk dashboardsInvestment committee workflowsBusiness intelligenceInvestor reporting
From Origination to Portfolio
Discover
Research
Underwrite
Compare
Monitor
Understand Capital
One Connected Credit Intelligence Environment

Borrower + Deal Intelligence

Connect company fundamentals with facilities, terms and financing history.

Market Comparables

Put pricing, leverage and structure in context.

Portfolio Intelligence

Follow exposure, maturities, covenants and borrower developments.

Capital Intelligence

Research investors, managers, funds and private-credit fundraising.

Frequently asked questions

Fontavis is designed to support borrower discovery, deal research, comparable analysis, underwriting research, portfolio monitoring and investor intelligence through one connected private-credit environment.

Yes. Borrower discovery can use available criteria such as industry, geography, company size, sponsor, leverage, financing and maturity characteristics.

Where instrument-level information is available, Fontavis can organize facility structure, pricing, maturity, seniority, leverage, covenants and related borrower and lender information.

Where sufficient comparable information exists, Fontavis can support comparisons across pricing, leverage, maturity, covenant structure and other relevant terms.

Where covenant information is available, Fontavis can organize thresholds, headroom, test dates, waivers, amendments and related developments.

Yes. Where maturity information is available, Fontavis can help users analyze upcoming debt maturities across borrowers, facilities and portfolios.

Yes. Fontavis is designed to connect borrowers with available sponsor, lender, facility and financing information, helping private-credit teams understand the relationships surrounding individual credits.

Where underlying holdings information is available, Fontavis can help users move from manager and fund level into the borrowers and facilities driving portfolio exposure.

Fontavis can organize available maturity, leverage, covenant and borrower information to help teams investigate credits facing upcoming refinancing requirements and changing financing conditions.

Where information is available, Fontavis can organize relevant defaults, amendments, waivers, restructurings and other material credit events around affected borrowers and facilities.

Yes. Fontavis Research is designed to provide analysis across lending conditions, rates, spreads, leverage, covenants, refinancing, distress, fundraising, sector risk and other private-credit themes.

Fontavis can help private-credit managers research available investor information, manager fundraising activity, comparable funds and broader private-credit capital formation.

Where available, Fontavis Expert Guidance can support targeted research involving borrowers, facilities, sponsors, lenders, managers, sectors, maturities and other private-credit questions.

Supported APIs, data feeds, exports and integrations depend on the relevant Fontavis datasets and implementation.

From borrower discovery to portfolio intelligence.

Research borrowers, understand deal structures, benchmark terms, monitor credit exposure and follow the capital shaping private lending markets through one connected intelligence environment.

Request a Demo Explore Private Credit Intelligence

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